What is the purpose of an insurance company after a car accident? Generally speaking, insurance companies are meant to financially protect you from losses that can possibly occur, whether that is during regular business operations, healthcare, etc. Purchasing insurance coverage is meant to help cover costs of certain losses up to specific limits that are set in place based on the policy that you purchase. If you do not purchase insurance, then if you are faced with extreme and costly circumstances, you are left to pay all of the fees out of pocket. Overall, insurance companies are supposed to help protect you. Our skilled car accident attorneys can help you navigate negotiations.
In general, insurance is a contract, which is also known as a policy, where an individual or an organization obtains financial protection as well as reimbursement for damages from insurers or insurance companies. Based on the contract, insurance companies typically promise to make the insured person’s losses good or lessen them depending on what happened and contingent on the insured person’s policy. Contingencies include events that cause losses, which are commonly due to accidents or happenstance. Policyholder’s deaths can also be contingencies, especially when they are considered to be a wrongful death, as well as property damage and/or destruction. Due to the uncertainty of said losses, they are labeled as contingencies. The insured person or life pays a premium in order to receive the benefits promised by the insurer.
Technically, each individual has their own set of needs and beliefs. Generally, though, insurance helps individuals tremendously when they are going through pain and suffering. At times, insurance companies offer full compensation to their insured people. The following reasons can be viewed as reasons why you may need insurance coverage:
There are many different kinds of insurance plans and policies available to you. These include the following:
If you are looking to seek compensation for accidents that have occurred and you are struggling to figure out the proper path for you, reach out to us at Duffy & Duffy Law Firm. We have various lawyers including personal injury lawyer and island car accident lawyers. At our law firm, we understand that you are going through a lot, and we understand that if you are coming to us that you have been through a lot. Because of that, we offer you a free consultation to go over your concerns and see how we can best help you.
The COVID-19 pandemic has led to many insurance companies not negotiating with their clients properly because of the coronavirus and the overall state of the COVID-19 pandemic. Because of the COVID pandemic, court systems have been closed, which negatively affects auto accident cases in a tremendous way. We have a lot of experienced auto accident attorneys who are passionate about fighting for you! Please contact us if you have any questions or concerns. Again, we are here to help you!
If you have an injury claim, we want to make sure that you get the compensation you deserve! That is what we are here for! We proudly serve the people of Suffolk County and Nassau County. In the event of accident and injuries, we understand the statute of limitations, and will fight for you to ensure that you get the compensation you deserve! You have been through enough. Let us help you get through this. Contact us today to discuss your case.
No. Our injury cases are handled on a contingent retainer. You pay nothing upfront, and we recover attorney’s fees only if your litigation is successful. We don’t bill by the hour. You don’t need to worry about running up a large attorney’s bill before you see any recovery for your injuries.
Yes. Our firm is dedicated to creating a strong relationship with our clients, beginning with keeping your information and consultation confidential.
Each case we encounter is carefully screened and evidence scrutinized to make sure the claim is meritorious and may be successful at trial. We will perform an investigation, and then our partners make a final decision on whether to take on a case.